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Because the new loan and its proposed contractual duration would count toward these limits, the lookback period would not start at the consummation date of the new loan.
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Rather, sufficiency of the history for which a lender obtains verification evidence may depend upon the source or type of income, the length of the prospective covered longer-term loan, and the consistency of the income shown in the verification evidence the lender initially obtains, if applicable.
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A loan for which payment is due on the 15th day of each month also has payments due in substantially equal intervals.
It will speed up recovery in the economy," Hansson said.
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