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That is, these actions would suggest the lender is using the pledge not for security but instead as a means of strategically inducing consumers to provide a leveraged payment mechanism or vehicle title security shortly after consummation in order to avoid the scope coverage of the proposed rule and the corresponding ability-to-repay and other requirements.
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They run the risk of not ever seeing their money again, and in such a financially stringent industry, it is very easy for customer to simply hide from their debts.
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Similarly, the fact that one lender's default rates are similar to the default rates of other lenders does not indicate that the lenders' determinations of ability to repay are reasonable; the similar rates could also result from the fact that the lenders' respective determinations of ability to repay are similarly unreasonable.
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ZIP codes near Orangeburg
- 29910, 29445, 29360, 29070, 29206, 29073, 29621, 29536, 29418, 29072, 29687, 29150, 29607, 29678, 29485, 29571, 29621, 29505, 29651, 29020